Spending down your assets is the term used to describe the reduction of your assets in order to qualify for Medicaid. There are some assets...
The new reverse mortgage rules that became effective on Aug. 4, 2014 should allay any fears or concerns held by married couples who are contemplating...
Many older Americans who need help with activities of daily living, such as hygiene and medication, have trouble affording the assisted living...
Digital assets represent an aspect of your estate that needs protection as much as the more traditional assets in your estate. In fact, someone...
Naturally occurring retirement communities (NORCs) are communities that were not initially created for seniors, but rather evolved over time...
Retirement planning is essential for young people in the millennial generation, and money put away while young will grow much more than money...
Americans are living longer than ever before, and for many people, Social Security retirement benefits represent only part of the income they...
Older people are getting divorced more frequently than ever before. Divorce can be a significant roadblock for retirement planning and financial...
Deciding what type of health insurance to get can be a daunting task for seniors. Medicare is highly regarded and very popular, but Medicare...
If you were denied coverage or payment by Medicare, you have the option of filing an appeal. The denial must be from Medicare, your Medicare...
Estate planning is a complex process, and typically involves learning some new terms and concepts. Some of the most important estate planning...
A new wave of high-tech home devices could help monitor seniors’ health and safety in the home, potentially allowing them to stay at...
An innovative Dutch “village” for Alzheimer’s patients could serve as a model for how the U.S. cares for its growing population...
Roth IRAs and Roth 401(k)s allow individuals to make tax-free withdrawals in retirement by saving after-tax dollars. Rather than getting a...
MyRA accounts are a new type of government-backed starter retirement savings account, designed for people whose employers do not offer retirement...
A record number of older adults now carry student loan debt, and the phenomenon is still growing: people over 60 are in the fastest growing...
Hundreds of New York employers provide back-up elder care, designed to help employees stay at work when an unexpected problem arises with...
A number of companies, such as Life Care Funding, will purchase a senior’s life insurance policy from him or her. In exchange, the company...
The end of a person’s life is a time of intense transition and difficult choices. Although nothing can fully prepare an individual or...
The desire to create a comfortable, secure retirement is almost universal. Unfortunately, procrastination and debt can have a devastating,...